Steve Temple
Owner
Steve Temple is a founding member of LoneStar Wealth Management’s Beavercreek and Troy, Ohio offices, where his passion for helping people pursue financial confidence and a successful retirement is evident in everything he does.
With more than 30 years of experience in the financial services industry, Steve has dedicated his career to providing personalized, high-quality financial guidance to individuals and families from all walks of life. His philosophy is simple: every client is unique, and every financial plan should be too.
Steve specializes in helping individuals who are retired or approaching retirement navigate the important financial decisions that come with this stage of life. Throughout his career, he has created hundreds of personalized financial and retirement strategies designed around each client’s goals, concerns, priorities, and vision for the future. His success is rooted in a lasting commitment to helping people protect what they have worked hard to build and make informed decisions about the years ahead.
Steve has passed the Uniform Investment Adviser Law Examination and serves clients as a fiduciary, committed to acting in their best interests. His approach brings together investment management, retirement income planning, risk management, Social Security strategies, tax-conscious planning, and estate and legacy considerations to help clients develop a more complete financial picture.
Beyond the office, Steve hosts Temple Talk Radio, a fun and engaging weekly financial radio program where he combines financial education with stories, insights, and practical ideas for living a more successful and fulfilling life.
Steve resides in Bellbrook, Ohio, with his wife, Kathleen, and their English Springer Spaniel, Ayoka. Together, Steve and Kathleen have five children and seven grandchildren. When he isn’t helping clients or behind the microphone, Steve enjoys high-power rocketry, traveling, and golf.
Kathleen Wright-Temple
Client Relations Specialist
Kathleen Wright is a dedicated client relations professional with a strong background in building trust, enhancing client experiences, and supporting long-term partnerships. In her role at Lonestar Wealth Management, she serves as a primary point of contact for clients, ensuring their needs are understood and addressed with care, efficiency, and attention to detail.
With a career rooted in service and communication, Kathleen excels at creating meaningful relationships and helping clients feel confident in their financial journey. She brings excellent organizational skills, a proactive mindset, and a client-first approach that aligns with the firm’s mission of delivering personalized, fiduciary-focused financial guidance.
Outside of work, Kathleen is passionate about family, community involvement, and her church.
Gerilynne Ryan
Office Manager
As Office Manager at Lonestar Wealth Management, Gerilynne is the backbone of our daily operations, ensuring that everything runs smoothly behind the scenes so our clients receive the highest level of service. With her strong organizational skills and attention to detail, she manages administrative processes, supports our advisory team, and helps create a welcoming experience for every client who walks through our doors.
Gerilynne brings a wealth of experience in office administration and client service, and she takes pride in being both efficient and approachable. Her goal is to make every interaction—whether over the phone or in person—professional, seamless, and friendly.
When she’s not at work, Gerilynne enjoys family, hobbies, community involvement, reflecting her passion for both personal and professional growth.
Elouise Armstrong
Event coordinator
Elouise thrives in event planning where she coordinates special client events and educational workshops for the company. She and her husband are both retired and are often found enjoying their retirement in the Bahamas.
Strategic Alliances
Michael Binger,
CFA®
President of
Gradient Investments, LLC
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.
KEITH GANGL,
CFA®
Senior Portfolio Manager of Gradient Investments, LLC
Tyler Ellegard, CFA®
Senior Portfolio Manager of Gradient Investments, LLC
This endorsement of Gradient Investments, LLC, (GI) and its portfolio management services is provided by the firm. The firm refers clients to GI for portfolio management services. GI does not pay separate compensation to the firm in relation to its endorsement or any promotional services. However, the firm receives a portion of the advisory fees paid by clients who utilize the portfolio management services of GI. The firm also shares in the revenue of GI via quarterly payments based on the amount of total assets the firm places with GI. This endorsement incentivizes the firm in increasing the assets placed with GI, and therefore the compensation received by the firm. The firm and its investment advisor representatives are not supervised by GI. While these conflicts of interest exist, the firm and its investment advisor representatives are subject to fiduciary duty and must act in the best interests of their clients. The firm and their clients are not required to use GI and may select other investment managers.
Estate Guru
Sense of Security
Ensures your wishes are fulfilled after death
Minimizes the time and money lost in probate
- Designates who oversees your finances and medical decisions if you’re incapacitated or debilitated
RetireMed IQ
- Medicare & Medicare Supplement Insurance
- Retiring before age 65 & Need Insurance
- Already Retired and want a qualified 2nd Opinion on Medicare & Medicare Supplements?